You will incur penalties and additional interest charges based on how many days have passed since your due date. The table below can guide you accordingly:
Days Late
Penalty Charges
Interest Charges
1-30
PHP 200
5% of unpaid due principal for every 30 days missed
31-60
PHP 500
61-90
PHP 900
91+
PHP 1,500
You can pay for your GCredit on or before your due date by clicking on the ‘Pay for GCredit’ button located in the GCash app, under the Manage Credit icon. This will also replenish your GCredit available limit right away!
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