You will incur penalties and additional interest charges based on how many days have passed since your due date. The table below can guide you accordingly:
Days Late
Penalty Charges
Interest Charges
1-30
PHP 200
5% of unpaid due principal for every 30 days missed
31-60
PHP 500
61-90
PHP 900
91+
PHP 1,500
You can pay for your GCredit after your due date by clicking on the ‘Make a Payment’ button located in the GCash app, under the Manage Credit icon. This will also replenish your GCredit available limit right away!
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