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Financial Essentials

What are the restrictions of a Fast Account?

Since Fast Account has only very few application steps and does not require Virtual Verification, it is restricted by way of:

  1. An account validity of 12 months (mandated by regulations), after which your account will expire and you will be prompted to upgrade to a Fast Plus Account;
  2. A cumulative deposit/credit limit of PHP100,000 into the account


If you have not deposited money into your Fast Account within 12 months, your Fast Account will be closed.

If you have deposited money into your Fast Account but did not upgrade to a Fast Plus Account within 12 months, your account will expire after 12 months.

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