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Is it considered late payment if I paid on the exact due date given that it takes a while for the payment to be posted?

You can pay on the exact date as long as it is done before the cutoff time of 8 PM. If you missed the cutoff time of 8 PM, it will be considered as late payment. To avoid any late payment or penalties due to the delay of settlements, kindly ensure that you pay your bill at least 3 working days before the due date. 

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