5% Cashback for all Virtual Debit Card transactions

Earn 5% p.a. cashback when you use the new Virtual Debit Card this May and June for a minimum spend of PHP 1,000 per transaction. Total cashback is capped at PHP 100.

1. Open to all CIMB Bank PH deposit customers: GSave, UpSave, and Fast Account holders.
2. Must spend a minimum amount of PHP1,000 per transaction using the new Virtual Debit Card for deposits per month within the campaign period. Any transactions below this amount will not receive any cashback.
3. The 5% cashback is capped at PHP 100 per month per customer, valid for all transactions PHP 1,000 and above. Once the cap amount has been reached, succeeding transactions for the month will no longer receive the reward.
4. Only online VISA purchases and VISA payments using the Virtual Debit Card are considered, wherever VISA is accepted.
5. Unlinked customers must link to the CIMB Bank app to avail the Virtual Debit Card
6. Customers may link and unlink their Virtual Debit Card to any of their deposit account at any point in time. Customers may receive a maximum cashback of PHP 100 for all valid transactions of PHP 1,000 and above, across all their deposit accounts per month within the campaign period.
7. Cashback will be credited fourteen banking days (14) after each qualifying month to the customer’s linked deposit account at the time of the transaction was performed. If the transaction has been performed to more than one (1) deposit account, cashback will be credited to the account with the highest amount of valid transaction.
8. Valid transaction must be performed within the campaign period. Only successful, completed, and posted transactions reflected in CIMB Bank’s system will be considered.  Any delay or failed transaction within the campaign period will not be counted regardless of any cause of the delay or failure.
9. CIMB Bank reserves the right to withdraw the cashback if the transaction is found to be invalid even if the reward has already been credited. This also applies for purchases that are cancelled, refunded, declined and voided by the customer or merchant. If the customer’s account has insufficient balance by the time of debiting, CIMB Bank reserves the right to debit customers account when the balance is sufficient.
10. The Bank reserves the right to not credit the cashback reward or withdraw from customers who are fraudulent, have invalid transactions, and abuse the system.  
11. The cashback will be credited to the customer provided that the valid account/s MUST NOT be blocked and/or closed at the time of crediting.
12. The cashback shall be credited only to the customer’s CIMB Bank PH subject account/s regardless of any request from the customer or any other person to credit the rebate to the customer’s other accounts or third party’s accounts, whether or not held at CIMB Bank PH or any other banks.

Scenario 1: All valid transactions, max rebate reached

Scenario 2: Mix of valid and invalid transactions, max rebate not yet reached 

Scenario 3: Transactions below PHP 1,000 not eligible for rebate

Scenario 4: One valid transaction, max rebate not yet reached

Scenario 5: One valid transaction, max rebate reached