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Until Promo Ends

8% Prosperity Promo Deposit Campaign

Earn 8% p.a. interest rate in your incremental average daily balance (ADB) growth

Promo Mechanics

Promo Period

This promo campaign will run from February 01- March 31, 2023

How to Qualify

All existing and new CIMB Depositors are eligible to get 4% p.a.

 

To qualify for 8% p.a., must be an existing CIMB Bank PH Customer with at least one active GSave and/or UpSave account opened for more than two (2) months prior to the start of each qualifying month within the Campaign period.

Reward

Get 4% p.a. on the Total Average Daily Balance, up to the first Php 200,000 only, inclusive of the regular base rates – 2.5% p.a. for UpSave and 2.6% p.a. for GSave account, respectively.

 

Earn up to 8% p.a. interest rate on the incremental Average Daily Balance growth difference compared from the previous month’s ADB. The 8% p.a. interest rate is inclusive of regular base rates and other promo rate/s – no ADB growth cap

Eligibility and Mechanics

Coverage

Interest Rate

 

Applicable for the first Php200,000 Average Daily Balance (ADB)

4% p.a. is inclusive of base rate: 2.5% p.a. for UpSave and 2.6% p.a. for GSave Account.

 

Incremental ADB growth compared from the previous month

The 8% p.a. interest is inclusive of other promo and regular base rate for incremental ADB growth – no ADB growth cap

   

*the total interest given will be equivalent to 8% p.a. for incremental ADB growth

  • Must have at least one active and unblocked GSave and/or UpSave account. Fast and Fast Plus accounts are not eligible.
  • The reward will be credited to customers respective account/s within fourteen (14) business days after each of the qualifying month provided that his/her account(s) must not be blocked and/or closed at the time of crediting. The regular base rate are credited at the first day of each month.
  • Qualified customers will receive their additional interest rate reward credited to their savings account net after tax of 20% as required by the BIR. It will be in the form of account credit on top of the regular monthly base interest payout.
  • The additional interest earned will be credited into the respective accounts, proportionately, depending on the monthly ADB of each account.
  • To calculate Average Daily Balance, customers must sum all their balances at the end of each day, for the qualifying month, and divide by the total number of days in the qualifying month. 

 

Get 4% p.a. for your average daily balance (ADB)

 

  • Earn 4% p.a. for your existing Average Daily Balance (ADB) by just maintaining your balance with us. This is only applicable for your first PHP 200,000 ADB. Excess of PHP 200,000 ADB will earn the regular base rates of 2.5% p.a. for UpSave and 2.6% p.a. for GSave which will be credited every first day of the month.
  • 4% p.a. is inclusive of regular base rate of 2.5% p.a. for UpSave and 2.6% p.a. for GSave account.
  • For customers who have multiple UpSave and GSave accounts with CIMB Bank PH, the special interest reward will be computed based on the qualifying month's Total ADB (for UpSave and GSave only) with the Bank. 

Scenario A

Scenario B

 

Customer account open date is December 01, 2022 for the month of February 2023 (or any date less than 2 months) but customer has increased his/her ADB

 

January total ADB: 50,000

February total ADB: Php 250,000

Total ADB applicable: Php 200,000 only– gets 4% p.a. inclusive of base rate and ADB growth of Php200,000 will have no additional earnings.

Customer account open date is December, 31 2022 for the month of March 2023 (or any date more than 2 months) and customer has decreased his/her ADB

 

February total ADB: 80,000

March total ADB: Php 50,000

Total ADB applicable: Php 50,000 – gets 4% p.a. inclusive of base rate

 

After Withholding Tax Interest Earned:

A.Auto Credited Base Rate: Php 404.44

B.4% Interest Reward Fulfillment: Php 174.22

Total: Php 578.67

After Withholding Tax Interest Earned:

A.Auto Credited Base Rate: Php 89.56

B.4% Interest Reward Fulfillment: Php 48.22

Total: Php 137.78

   
 
Earn 8% p.a. on your ADB growth 
 
  • 8% p.a. interest rate will be applicable to the Total Average Daily Balance (ADB) growth compared from the previous month’s ADB – no ADB growth cap, inclusive of other promo and regular base rate. 
  • This promo is only applicable to existing customer with at least one active GSave and/or Upsave account opened more than two (2) months prior to the start of each qualifying month within the campaign period. Qualifying months are February and March 2023. For example:      Month of February: must be an existing customer on/before November 30, 2022.                                                                                                          Month of March: must be an existing customer on/before December 31, 2022.
  • For customers who have multiple UpSave and GSave accounts with CIMB Bank PH, ADB growth will be based on the total ADB growth of customers UpSave and/or GSave account in a month.
  • ADB growth must be performed via customer initiated cash in transaction via InstaPay, PESONet, Dragon Pay, Bayad Center, GCash, 7 Eleven, and Over-the-counter Banks. Transfers within accounts of customer or within CIMB bank accounts are not considered. Only successful customer initiated cash-in transactions will be considered. Any delays in cash-in posting of funds in a month is not counted, regardless of the cause of delay.

 

Scenario A: Customer account open date is November 30, 2022 for the month of February 2023 (or any date more than 2 months) and has increased his/her ADB compared from the previous month’s ADB

 

January total ADB (UpSave and/or GSave): PHP 10,000

February total ADB (UpSave and/or GSave): PHP 120,000

 

Total ADB Growth: Php 110,000

 

 

Scenario B: Customer account open date is December 31, 2022 for the month of March 2023 (or any date more than 2 months) and has increase his/her ADB compared from the previous month’s ADB

 

February total ADB: PHP 300,000

March total ADB: PHP 500,000

 

Total ADB Growth: PHP 200,000

 

Terms & Conditions

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