• Digital Banking
  • Our App
  • Promotions
  • Our DNA
  • Financial Literacy Articles
  • Help & Support
Savings Accounts and Loans
Our Partners
Latest Promotions
Financial Essentials
Digital Banking with CIMB


0% Fixed Term Loan

0% Fixed Term Loan

Get access to funds when you need it most. Loan up to P50,000 at 0% interest with a 12-month fixed term. 

Promo Mechanics

How to Apply

Apply for a Personal Loan in your CIMB Bank PH app in as fast as 10 minutes with just 1 valid ID and 1 payslip. 


This special offer is open to selected CIMB customers! Get approved and pay 0% interest on the duration of your loan. 


  • If the applicants get approved for this loan, they will pay 0% in loan interest for the duration of the loan.
  • Loan applicants may apply a minimum amount of PHP30,000 to a maximum of PHP50,000.
  • Loan tenure will be fixed at 12 months.
  • A processing fee of 5% of your Principal amount will be charged as a fee and government-required Documentary Stamp Tax (DST) will be deducted upfront.
  • This program is applicable to selected CIMB customers who have received an SMS/Email regarding the promo.

Terms & Conditions

Product Disclosure Sheet

Change The Way You Bank

Download the CIMB Bank PH app for 24/7 safe and secure digital mobile banking experience.