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0% Fixed Term Loan

0% Fixed Term Loan

Borrow up to PHP 50,000 at 0% interest payable in one year. 

Promo Mechanics


This special offer is open to qualified CIMB Bank customers who have received an SMS or email for this promotion.

How to Apply

Apply for a Personal Loan on your CIMB Bank PH app using only one valid ID and one payslip. 


Get approved and pay 0% Interest on the duration of your loan! 


  • If the applicant gets approved for this loan, they will pay 0% in loan interest for the duration of the loan.
  • Loan applicants may apply a minimum amount of PHP 30,000 to a maximum of PHP 50,000.
  • Loan tenure will be fixed at 12 months.
  • A processing fee of 5% of your principal amount will be charged as a fee and government-required Documentary Stamp Tax (DST) will be deducted upfront.
  • This program is applicable to selected CIMB Bank customers who have received an SMS or email regarding the promo.

Terms & Conditions

Product Disclosure Sheet

Change The Way You Bank

Download the CIMB Bank PH app for 24/7 safe and secure digital mobile banking experience.