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0% Fixed Term Loan

0% Fixed Term Loan

Apply for a CIMB Bank Fixed Term Loan at 0% interest!

Borrow up to PHP 100,000 at 0% interest payable in one year.


This special offer is open to qualified CIMB Bank customers who have received an SMS or email from CIMB Bank for this promotion.

How to Apply

Apply for a Personal Loan on your CIMB Bank PH app using only one valid ID and one payslip.


Get approved and pay 0% interest on the duration of your loan!


  • This program is only applicable to eligible CIMB Bank customers who have received an SMS or email from CIMB Bank regarding the promo.
  • If the applicant gets approved for this loan, they will pay 0% in loan interest for the duration of the loan.
  • Loan applicants may apply a minimum amount of PHP 30,000 to a maximum of PHP 100,000.
  • Loan Tenure will be fixed at 12 months
  • A processing fee minimum of 8% of your principal loan amount will be charged as a fee and government-required Documentary Stamp Tax (DST) will be deducted upfront.

Terms & Conditions

Product Disclosure Sheet

Go Beyond Banking with CIMB Bank

Download the all-new CIMB Bank PH app and enjoy an enhanced digital banking experience that's fast, easy, and more convenient than ever!