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GSave 15% Interest Boost Activation Promo

Promo runs from January 1, 2026 to January 31, 2026.

Per  DTI Fair Trade Permit No. FTEB-245178 Series of 2025.

Promo runs from January 1, 2026 to January 31, 2026.

Per  DTI Fair Trade Permit No. FTEB-245178 Series of 2025.

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Until Promo Ends

Get 15% p.a. (capped at PHP 100K) interest on your savings

Get 15% p.a. (capped at PHP 100K) interest on your savings

Get 15% p.a. interest when you cash-in and maintain a minimum of PHP 500 in your GSave account.

Eligibility

• Invited CIMB Bank PH customers via Electronic Direct Mail (EDM).

• Customers with active and unblocked GSave accounts.

• Customers who cash-in and maintain a minimum ADB of PHP 500 in their GSave accounts by the end of the month during the Campaign Period.

• Invited CIMB Bank PH customers via Electronic Direct Mail (EDM).

• Customers with active and unblocked GSave accounts.

• Customers who cash-in and maintain a minimum ADB of PHP 500 in their GSave accounts by the end of the month during the Campaign Period.

HOW TO JOIN

HOW TO JOIN

See Terms & Conditions for more details

See Terms & Conditions for more details

Cash-in and maintain a PHP 500 Average Daily Balance (ADB) in your GSave account during the campaign period to receive the reward for that month.

No minimum spend for purchases.

Only successful cash-in transactions made by the customer are eligible. Transfers between CIMB accounts or funds received from other CIMB Bank PH accounts are not considered.

Use your CIMB VIRTUAL CARD on eligible categories/merchants during the qualifying month. 

TERMS & CONDITIONS

Terms & Conditions

Boosted interest rate

Get 15% p.a. interest rate (capped at PHP 100K) on your GSave account when you cash-in and maintain PHP 500 Average Daily Balance.

 

Eligble cash-in transactions

The following successful customer-initiated cash-in transactions done are considered eligible for this Campaign: 

  • PESONet
  • InstaPay 
  • GCash (GSave)
  • Remittance (Pera Hub) 

Fund transfers within CIMB accounts of the Customer or funds received via other CIMB Bank PH accounts will not be considered. 

 

Interest rate crediting

This Campaign’s Reward will be applied to the Eligible Participant’s GSave account within fourteen (14) business days after the qualifying month, provided that Eligible Participant’s account MUST NOT be blocked and/or closed at the time of crediting.

 

Agreement to terms

By joining the Campaign, customers agree to the Terms and Conditions, CIMB Bank PH’s Privacy Notice.

 

Right to amend terms and non-compensation clause

CIMB Bank PH may amend or modify these Terms and Conditions with at least five (5) days’ notice on its official website. Customers should check regularly for updates. No cash or other compensation will be given for any loss or damage resulting from such changes.

 

Compliance with the laws

The Campaign is governed by applicable Philippine laws, regulations, and directives from the Bangko Sentral ng Pilipinas (BSP).

Frequently Asked Questions

How is ADB computed?

The Average Daily Balance (ADB) is computed at the end of each day. During the promo period, from January 1 to January 31, the 15% p.a. interest rate is applied to your ADB for each day within this period.

 

Example:

ADB for January 31 is PHP 500 then net interest is computed as

ADB x days/360 x interest rate x (1 - tax rate)

 

P500 x 1/360 x 15% x (1-20%) = PHP 1.67

How and when will I receive my reward?

After meeting the eligibility criteria, the Bank will apply the 15% p.a. interest within fourteen (14) business days after the qualifying month. The interest will be credited to your eligible GSave account.

How do I qualify for the reward?

To qualify, you must:

  • Cash-in funds into your GSave account through any eligible channel, and
  • Maintain a minimum PHP 500 Average Daily Balance (ADB) in your GSave account by the end of the month during the Campaign Period.

 

If you meet the requirement for a particular month, you will earn the reward for that month.

What happens if I qualify for more than one CIMB deposit promotion at the same time?

The customer may also qualify for other ongoing deposit promotions, subject to each promotion’s respective campaign mechanics and Terms and Conditions. If you qualiy for more than one promotion during the same period, only the promotion with the higher interest rate or benefit shall be awarded. Campaign benefits cannot be combined or stacked, and you will receive only one reward corresponding to the highest applicable rate or benefit.

Who can participate in the GSave Activation Interest Campaign?

ONLY invited CIMB Bank PH Customers via Electronig Direct Email (EDM) can participate in this promo.

Link your GSave account to the CIMB Bank PH app now!

Download the CIMB Bank PH app now.

Link your GSave account to the CIMB Bank PH app now!

Download the CIMB Bank PH app now.