Important Update on CIMB Prime

Thank you for being a valued CIMB Prime Customer. We truly appreciate your continued trust in CIMB Bank Philippines and are pleased to have you as our CIMB Prime account holder.

As part of our ongoing efforts to ensure that the CIMB Prime program remains sustainable and competitive in today’s market environment, we would like to inform you of important updates to your CIMB Prime Account:

1. Update to Prime Base Interest Rate

As part of our ongoing efforts to keep our products sustainable and competitive in today’s market, effective March 28, 2026 your Prime base interest rate will be updated to 3.50% per annum from the current 4.00% per annum. This change will allow us to maintain a stable and competitive offering for you over the long term.

2. Updated Qualification for CIMB Prime

Full CIMB Prime benefits for each calendar quarter are granted if you maintain a Total Relationship Balance (TRB) of at least PHP 1,000,000 in total deposits with the Bank for all three (3) months of the preceding quarter.

If your total relationship balance falls below PHP 1,000,000 for all 3 months in a calendar quarter, you will continue to be part of CIMB Prime, but without access to the preferential interest rates associated with the segment. Under this Prime Partial Benefits status, the following will apply:

*Savings Base Interest Rates:

UpSave - 2.50% p.a.

GSave – 2.60% p.a.

LazSave – 0.75% p.a.

DragonFi Save – 2.50% p.a.

*MaxSave Time Deposit Rates:

3 Months – 4.25% p.a.

6 Months – 4.25% p.a.

12 Months – 4.00% p.a.

24 Months – 3.75% p.a.

*Rates are subject to change. Terms & Conditions apply.

You will continue to enjoy the following CIMB Prime privileges:

Dedicated CIMB Prime Customer Support line

10 InstaPay transactions per day

PHP500,000 PESONet limit

Waived VISA foreign exchange fees on eligible Virtual Card transactions

You may regain full CIMB Prime benefits at any time by maintaining an Assets Under Management (AUM) balance of at least PHP 1,000,000 for three (3) months within a calendar quarter.

At the end of each calendar year, the Bank will conduct a portfolio review. Customers who are unable to maintain the PHP 1,000,000 balance for at least six (6) out of twelve (12) months within the year will transition out of CIMB Prime starting January 2027. To re-qualify, the PHP 1,000,000 AUM requirement must be met again for three (3) consecutive months within a calendar quarter.

We’re here to support you every step of the way. For more details, please visit the FAQs on our website or refer to our updated Terms & Conditions.

Sincerely,

CIMB Bank Philippines