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How can I apply for a Personal Loan?

If you are a new customer to CIMB Bank, you can apply for a Personal Loan by downloading the CIMB Bank PH App on App Store, Google Play Store, or Huawei App Gallery and follow the steps below:

 

1) Open the CIMB Bank PH App

2) Tap OPEN AN ACCOUNT on the login page and select PERSONAL LOAN

3) Check your eligibility for a Personal Loan

4) Select your desired loan amount and tenure

5) Provide a valid PH mobile number and email address and verify the mobile number via a 6-digit OTP

6) Perform the Selfie Check steps and provide more personal information

7) Review your loan application and submit it for preliminary checks

8) If you pass the preliminary checking, you can proceed to submit your income document

9) Submit your company ID

10) Select your preferred disbursement channel

11) Once submitted, your application will be reviewed which might take up to two (2) banking days. 

12) If approved, you will be asked to either accept or decline the loan offer. Once accepted, the loan proceeds will be disbursed to your account and an email with the loan contract and details will be sent to you.

 

If you are an existing customer of CIMB Bank (which means you already have a Fast Account, Fast Plus Account, UpSave Account, or a REVI Credit Account), you can apply for a Personal Loan by following the steps below:

 

1) Log in to the CIMB Bank PH mobile app

2) Tap ACCOUNTS on the Homepage

3) Tap ADD A PRODUCT

4) Select Personal Loan

5) Select your desired loan amount and tenure

6) Perform the Selfie Check steps (only if you have not been fully verified) and provide more personal information

7) Review your loan application and submit it for preliminary checks

8) If you pass the preliminary checking, you can proceed to submit your income document

9) Submit your company ID

10) Select your preferred disbursement channel

11) Once submitted, your application will be reviewed which might take up to two (2) banking days. 

12) If approved, you will be asked to either accept or decline the loan offer. Once accepted, the loan proceeds will be disbursed to your account and an email with the loan contract and details will be sent to you.

Go Beyond Banking with CIMB Bank

Download the all-new CIMB Bank PH app and enjoy an enhanced digital banking experience that's fast, easy, and more convenient than ever!