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Security Tips

How can we help with your GCredit concern?

We have prepared quick tips for you to refer which can help address your issue on your GCredit below:

What is GCredit?

GCredit is a revolving mobile credit line available on the GCash app which may be used as another payment option for your purchases. Once eligible, you will be given a credit limit that you may consume and replenish every time you pay off your balance with the corresponding interest.

How do I become eligible for GCredit?

The first step to become eligible for GCredit is to be a fully verified customer of GCash! You would have to provide some necessary documents in order to be verfied by GCash, but there is no income document required to be eligible for GCredit. Lastly, you would need to meet the required GScore and pass our credit evaluation parameters. By using your GCash account, you can increase your GScore.

How can I apply for a higher credit line amount?

You can increase your credit limit by ensuring you have a good payment history and by submitting additional requirements when prompted.

How can I apply for GCredit?

Just open your GCash app and tap ‘Manage Credit’. Once you’ve met all pre-qualifications needed, simply proceed with your application by reviewing your personal information and filling up other personal fields. Once submitted, our evaluation process will start. 

How can I increase my credit limit?

We will notify you once you’re eligible for an increase in your credit line. Just a tip: A good payment history may increase your chances of having a higher GCredit limit.

The above tips did not address your issue? No worries, please submit your query to us so we can attend to it to resolve your issue.

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