Up to 12% p.a. Earn More Promo

• Earn 3.0% p.a. on Customer’s existing ADB with no cap. ​

• This is applicable to all deposit customers of GSave and/or UpSave accounts – new and existing deposit customers. Fast Plus and LazSave accounts are not eligible. ​

• 3.0% p.a. is inclusive of the regular base rate of 2.5% p.a. for UpSave and 2.6% p.a. for GSave Account and other promo/s. ​

• For Customers who have multiple UpSave and GSave accounts with CIMB Bank PH, the special interest reward will be computed based on the qualifying month’s Total ADB (for UpSave and GSave only) with the Bank.​

• New to Bank Customers: Customer must maintain his/her total Average Daily Balance (ADB) by at least PHP 1,000 during the month in which they open their account. The ADB calculation for New to Bank Customers will be computed from the account open date and divided by the total number of days from account open date in the qualifying month.
• Existing to Bank Customers: Customer must grow his/her total Average Daily Balance (ADB) by at least PHP 1,000 compared to the previous month’s total ADB. ​
• The additional 1.0% p.a. interest rate is applicable to the Total Average Daily Balance growth on the UpSave and/or GSave from the previous month only, no cap, and inclusive of other promo/s​.
• Customers whose total Average Daily Balance (ADB) (inclusive of all savings, current, and time deposits) with the Bank is lower than the previous month's balance will not be eligible for the additional interest rate.​
• For customers who have multiple UpSave and GSave accounts with CIMB Bank PH, the special interest reward will be computed based on the qualifying month’s Total ADB growth of customer’s UpSave and/or GSave account in a month.​
• ADB growth in a qualifying month must be performed via customer-initiated cash in transaction via InstaPay, PESONet, Dragon Pay, GCash, 7-Eleven, Remittance (via RIA and Remitly) and Over-the-counter Banks. Transfers within account of customer or within CIMB Bank accounts are not considered as ADB Growth. Any delays in cash in posting of funds in a month is not counted, regardless of the cause of the delay. ​

• New to Bank Customers: Customer must maintain his/her total Average Daily Balance (ADB) by at least PHP 5,000 during the month in which they open their account. The ADB calculation for New to Bank Customers will be computed from the account open date and divided by the total number of days from account open date in the qualifying month. ​
• Existing to Bank Customers: Customer must grow his/her total Average Daily Balance (ADB) by at least PHP 5,000 compared to the previous month’s total ADB. ​
• The additional 2.0% p.a. interest rate is applicable to the Total Average Daily Balance growth on the UpSave and/or GSave from the previous month only, no cap, and inclusive of other promo/s​.
• Customers whose total Average Daily Balance (ADB) (inclusive of all savings, current, and time deposits) with the Bank is lower than the previous month's balance will not be eligible for the additional interest rate.​
• For customers who have multiple UpSave and GSave accounts with CIMB Bank PH, the special interest reward will be computed based on the qualifying month’s Total ADB growth of customer’s UpSave and/or GSave account in a month.​
• ADB growth in a qualifying month must be performed via customer-initiated cash in transaction via InstaPay, PESONet, Dragon Pay, GCash, 7-Eleven, Remittance (via RIA and Remitly) and Over-the-counter Banks. Transfers within account of customer or within CIMB Bank accounts are not considered as ADB Growth. Any delays in cash in posting of funds in a month is not counted, regardless of the cause of the delay.

• New to Bank Customers: Customer must maintain his/her total Average Daily Balance (ADB) by at least PHP 50,000 during the month in which they open their account. The ADB calculation for New to Bank Customers will be computed from the account open date and divided by the total number of days from account open date in the qualifying month.

• Existing to Bank Customers: Customer must grow his/her total Average Daily Balance (ADB) by at least PHP 50,000 compared to the previous month’s total ADB.
• The additional 3.5% p.a. interest rate is applicable to the Total Average Daily Balance growth on the UpSave and/or GSave from the previous month only, no cap, and inclusive of other promo/s​.
• Customers whose total Average Daily Balance (ADB) (inclusive of all savings, current, and time deposits) with the Bank is lower than the previous month's balance will not be eligible for the additional interest rate.
• For customers who have multiple UpSave and GSave accounts with CIMB Bank PH, the special interest reward will be computed based on the qualifying month’s Total ADB growth of customer’s UpSave and/or GSave account in a month.​
• ADB growth in a qualifying month must be performed via customer-initiated cash in transaction via InstaPay, PESONet, Dragon Pay, GCash, 7-Eleven, Remittance (via RIA and Remitly) and Over-the-counter Banks. Transfers within account of customer or within CIMB Bank accounts are not considered as ADB Growth. Any delays in cash in posting of funds in a month is not counted, regardless of the cause of the delay.

Here's how you can compute for your additional interest earnings: