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Virtual Debit Card Cashback Promo

Promo runs from July 1 to December 31, 2025​.

00Days
00Hours
00 Minutes
00 Seconds

Until Promo Ends

Eligibility and How to Qualify

  • ​Promo runs from July 1 to December 31, 2025​.​

  • To qualify for the cashback Reward/s, the Customer must make a purchase using their CIMB Virtual Debit Card and CIMB Physical Debit Card for select categories during the Campaign Period.​

  • Customers are eligible to earn up to 5% cashback on qualifying purchases made using their CIMB Virtual Debit Card and CIMB Physical Debit Card depending on the purchase category.​

  • Cashback Rewards are capped at PHP 500 per Qualifying Month.​

  • Customers must have at least one active and unblocked deposit account to participate for crediting of Reward/s.​

  • The Reward/s earned will be credited to the Customer’s deposit account 20 business days after each qualifying month.​

Get cashback from these merchants!

5%

on food

3%

on groceries

3%

on subscriptions

1%

on ride-hailing apps

1%

on e-commerce

Promo Mechanics

Eligible Merchant Category Codes (MCCs)

Merchant Category Code
Food

5499 – MISC FOOD STORES, ​

5812 – EATING PLACES AND RESTAURANTS​

5814 – FAST FOOD RESTAURANTS
Grocery
5411 – GROCERY STORES/SUPERMARKETS
Subscription

4899 – CABLE, SAT, PAY TV/RADIO SVCS​

7997 – MEMBER CLUBS/SPORT/REC/GOLF​
Transport

4111 – LOCAL COMMUTER TRANSPORT​

4121 – TAXICABS/LIMOUSINES,​
4789 – TRANSPORTATION SVCS – DEFAULT​
E-commerce

5262 – ONLINE MARKETPLACES​

5300 – WHOLESALE CLUBS​

5310 – DISCOUNT STORES​

5311 – DEPARTMENT STORES​

5399 – MISC GENERAL MERCHANDISE​

5621 – WOMENS READY TO WEAR STORES​

5651 – FAMILY CLOTHING STORES​

5655 – SPORTS/RIDING APPAREL STORES​

5661 – SHOE STORES​

5691 – MENS/WOMENS CLOTHING STORES​

5699 – MISC APPAREL/ACCESS STORES​

5732 – ELECTRONICS STORES​

5912 – DRUG STORES & PHARMACIES​

5941 – SPORTING GOODS STORES​

5942 – BOOK STORES​

5948 – LUGGAGE/LEATHER STORES​

5969 – OTHER DIRECT MARKETERS​

5977 – COSMETIC STORES​

5999 – MISC SPECIALTY RETAIL

Sample Merchants

 
Food​
 

GrabFood, foodpanda, Jollibee, Starbucks, Shakeys, McDonalds, Zus Coffee, Pizza Hut, Greenwich, Chowking and more. ​

 
Groceries​
 

pandamart, Metromart, Pick-A-Roo, SM Online, S&R Online and more. ​

 
Subscription​
 

Netflix, Disney+, Max, Prime Video, Crunchyroll, ClassPass, Nintendo Switch Online, HBO Go, Curiosity Stream, Cignal and more​. ​

 
Transport​
 

Grab, Angkas, Move It, Uber, Lalamove, JoyRide, Transportify, DiDi, Lyft, 2GO Travel and more.

 
E-commerce​
 

Shopee, Lazada, Tiktok Shop, Shein, Alibaba, Temu, Zalora, Amazon, AliExpress, Uniqlo and more.​

Ineligible Transactions

  1. Card Present (Physical, Face-to-Face) Transactions​
  2. Transactions not belonging to the above-specified MCCs ​
  3. Other exclusions​
    1. Transactions from Casinos/Gambling/Gaming​
    2. Transactions not belonging to the above-specified Merchant Category Codes​
    3. Both domestic and cross-border transactions from sanctioned countries​
    4. Other Transactions​
      1. Auto-Charge​
      2. Fees and Charges​
      3. Any balance transferred to the Account​
      4. Any unauthorized or fraudulent retail transactions​
      5. Transactions that were subsequently cancelled or refunded; or​
      6. Any other transaction determined by us from time to time​

Earn cashback now!

CIMB Virtual Debit Card

  • Open to all CIMB deposit customers.
  • Set your own transaction limits, block or unblock your card, or deactivate your CIMB Virtual Debit Card in just a few taps. ​
  • Now you can shop and more online using your savings knowing that your transactions are safe and secure​.
Learn More

Frequently Asked Questions

Can I earn cashback on top-up transactions?​

You cannot earn cashback on top-up transactions or any quasi-cash transactions. These are excluded from earning cashback.​

What is a Merchant Category Code (MCC)?​

A Merchant Category Code is a category assigned to each merchant that helps categorize your spend automatically. CIMB will use the Merchant Category Code to help identify which category your purchase belongs to. This will be the sole basis of the cashback earned by the customer. Should there be a discrepancy between the type of business and the registered MCC, the MCC registered with the payment acquirer of the Merchant shall prevail.​

Is there a cap on the cashback I can earn?​

You can earn up to PHP 500 cashback per Qualifying Month across all categories. This cap will refresh every month so you can start earning cashback again!​

Can't find what you're looking for? Go to our Get Help Page to get answers! 

Ask us anything!

Terms and Conditions

Promo Terms & Conditions

DTI Fair Trade Permit No. FTEB-229266 Series of 2025

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