Virtual Debit Card Cashback Promo

00Days

00Hours

00 Minutes

00 Seconds

Until Promo Ends

Eligibility and How to Qualify

Promo runs from July 1 to December 31, 2025.
To qualify for the cashback Reward/s, the Customer must make a purchase using their CIMB Virtual Debit Card and CIMB Physical Debit Card for select categories during the Campaign Period.
Customers are eligible to earn up to 5% cashback on qualifying purchases made using their CIMB Virtual Debit Card and CIMB Physical Debit Card depending on the purchase category.
Cashback Rewards are capped at PHP 500 per Qualifying Month.
Customers must have at least one active and unblocked deposit account to participate for crediting of Reward/s.
The Reward/s earned will be credited to the Customer’s deposit account 20 business days after each qualifying month.

Get cashback from these merchants!

5%

on food

3%

on groceries

3%

on subscriptions

1%

on ride-hailing apps

1%

on e-commerce

Promo Mechanics

Eligible Merchant Category Codes (MCCs)

Merchant Category Code

Food
5499 – MISC FOOD STORES, 5812 – EATING PLACES AND RESTAURANTS 5814 – FAST FOOD RESTAURANTS
Grocery
5411 – GROCERY STORES/SUPERMARKETS
Subscription
4899 – CABLE, SAT, PAY TV/RADIO SVCS 7997 – MEMBER CLUBS/SPORT/REC/GOLF
Transport
4111 – LOCAL COMMUTER TRANSPORT 4121 – TAXICABS/LIMOUSINES, 4789 – TRANSPORTATION SVCS – DEFAULT
E-commerce
5262 – ONLINE MARKETPLACES 5300 – WHOLESALE CLUBS 5310 – DISCOUNT STORES 5311 – DEPARTMENT STORES 5399 – MISC GENERAL MERCHANDISE 5621 – WOMENS READY TO WEAR STORES 5651 – FAMILY CLOTHING STORES 5655 – SPORTS/RIDING APPAREL STORES 5661 – SHOE STORES 5691 – MENS/WOMENS CLOTHING STORES	5699 – MISC APPAREL/ACCESS STORES 5732 – ELECTRONICS STORES 5912 – DRUG STORES & PHARMACIES 5941 – SPORTING GOODS STORES 5942 – BOOK STORES 5948 – LUGGAGE/LEATHER STORES 5969 – OTHER DIRECT MARKETERS 5977 – COSMETIC STORES 5999 – MISC SPECIALTY RETAIL

Sample Merchants

Food

GrabFood, foodpanda, Jollibee, Starbucks, Shakeys, McDonalds, Zus Coffee, Pizza Hut, Greenwich, Chowking and more.

Groceries

pandamart, Metromart, Pick-A-Roo, SM Online, S&R Online and more.

Subscription

Netflix, Disney+, Max, Prime Video, Crunchyroll, ClassPass, Nintendo Switch Online, HBO Go, Curiosity Stream, Cignal and more.

Transport

Grab, Angkas, Move It, Uber, Lalamove, JoyRide, Transportify, DiDi, Lyft, 2GO Travel and more.

E-commerce

Shopee, Lazada, Tiktok Shop, Shein, Alibaba, Temu, Zalora, Amazon, AliExpress, Uniqlo and more.

Ineligible Transactions

Card Present (Physical, Face-to-Face) Transactions
Transactions not belonging to the above-specified MCCs
Other exclusions
1. Transactions from Casinos/Gambling/Gaming
2. Transactions not belonging to the above-specified Merchant Category Codes
3. Both domestic and cross-border transactions from sanctioned countries
4. Other Transactions
  1. Auto-Charge
  2. Fees and Charges
  3. Any balance transferred to the Account
  4. Any unauthorized or fraudulent retail transactions
  5. Transactions that were subsequently cancelled or refunded; or
  6. Any other transaction determined by us from time to time

Earn cashback now!

CIMB Virtual Debit Card

Open to all CIMB deposit customers.
Set your own transaction limits, block or unblock your card, or deactivate your CIMB Virtual Debit Card in just a few taps.
Now you can shop and more online using your savings knowing that your transactions are safe and secure.

Learn More

Frequently Asked Questions

Can I earn cashback on top-up transactions?

You cannot earn cashback on top-up transactions or any quasi-cash transactions. These are excluded from earning cashback.

What is a Merchant Category Code (MCC)?

A Merchant Category Code is a category assigned to each merchant that helps categorize your spend automatically. CIMB will use the Merchant Category Code to help identify which category your purchase belongs to. This will be the sole basis of the cashback earned by the customer. Should there be a discrepancy between the type of business and the registered MCC, the MCC registered with the payment acquirer of the Merchant shall prevail.

Is there a cap on the cashback I can earn?

You can earn up to PHP 500 cashback per Qualifying Month across all categories. This cap will refresh every month so you can start earning cashback again!

Can't find what you're looking for? Go to our Get Help Page to get answers!

Ask us anything!

Terms and Conditions

Promo Terms & Conditions

DTI Fair Trade Permit No. FTEB-229266 Series of 2025

Digital Banking

Our App

Promotions

Our DNA

Financial Literacy Articles

Help & Support

Our Products

Our Partners

CIMB Biz

CIMB Prime

Latest Promotions

Merchant Deals

Careers Page

Newsroom

Newsroom Archive (Hidden)

Financial Essentials

Security Tips