General Inquiries

LazPayLater is a 'Buy-Now, Pay-Later' (BNPL) payment method that lets Lazada buyers make purchases on credit.

Currently, only pre-qualified users are eligible for a LazPayLater credit line. You can apply through any of the following:

1. My Account > Lazada Wallet > LazPayLater

2. Wallet Home Page

3. Via Product Display Page > LazPayLater

4. LazPayLater icon on the Home Page

5. LazPayLater Reminder Bar

- Fill in the required details and submit an application. Verification may take 5 minutes up to 24 hours.

- Read and agree on the Terms & Conditions and Privacy Policy. Then, click "Apply Now"

- Input OTP and click submit.

- Take a photo of your valid ID and conduct Face Verification by taking a selfie.

- Fill up all necessary information in the form.

- Submit your application and wait for the confirmation of your application.

You may use any of the Acceptable IDs below:

1. Driver’s License (DL)

2. Philippine Passport

3. National Professional ID Card

4. Unified Multipurpose ID (UMID)

5. Postal ID

6. Voter’s (COMELEC) ID Card

7. Social Security System (SSS) ID

8. Philippine Identification System ID (PhilSys ID)

9. Printed ePhilID (Digital PhilSys ID)

*Aside from providing ID, you will also need to provide your SSS number.

Some of the possible rejection reasons are:

1. Some of the data you provided were invalid, incomplete or inaccurate.

2. You did not meet all the required conditions.

3. You have a bad credit history on other platforms.

The monthly installment computation includes DST fees and will be divided equally across the term of the loan.