General Inquiries

The criteria to be eligible for a CIMB Personal Loan are as follows:

1) Individuals only

2) Applicant must be at least 21 years old; at most must not be older than 65 years old upon loan maturity

3) Applicant must be a Philippine citizen and a non-US person

4) Applicant must have a Philippine mailing address and an active Philippine mobile number

5) Applicant must have a minimum gross monthly income of PHP 15,000

6) Applicant, if employed, must be tenured for at least 6 months, or 1 year of continuous employment, unless employed in the top 15,000 corporations or if salary crediting is under CIMB payroll account

7) Applicant, if self-employed, must be operating for at least 1 year

CIMB Bank offers a Personal Loan between PHP 30,000 to PHP 1,000,000 with repayment terms ranging from 12 to 60 months. 

The monthly add-on rates range from 1.12% to 1.95% (Corresponds to annual contractual rates of 24%, 30%, or 36%).

To monitor the status of your loan and view your loan details, go to CREDIT and select PERSONAL LOAN.

Yes, you may fully repay your total loan outstanding. Please note that an early settlement fee will be charged as follows: 3% of unbilled amount or minimum PHP 300 whichever is higher.