• Digital Banking
  • Our App
  • Promotions
  • Our DNA
  • Financial Literacy Articles
  • Help & Support
Digital Banking
Our App
Promotions
Our DNA
Financial Literacy Articles
Help & Support
Our Products
Our Partners
Latest Promotions
Merchant Deals
Careers Page
Newsroom
Newsroom Archive (Hidden)
Financial Essentials
Security Tips

How can we help with your Personal Loan concern?

We have prepared quick tips for you to refer which can help address your issue on your Personal Loan below:

What is the eligible criteria to apply for a CIMB Personal Loan?

The criteria to be eligible for a CIMB Personal Loan are as follows:

 

1) Individuals only

2) Applicant must be at least 21 years old; at most must not be older than 65 years old upon loan maturity

3) Applicant must be a Philippine citizen and a non-US person

4) Applicant must have a Philippine mailing address and an active Philippine mobile number

5) Applicant must have a minimum gross monthly income of PHP 15,000

6) Applicant, if employed, must be tenured for at least 6 months, or 1 year of continuous employment, unless employed in the top 15,000 corporations or if salary crediting is under CIMB payroll account

7) Applicant, if self-employed, must be operating for at least 1 year

What is the minimum and maximum loan amount and tenure for the Personal Loan product?

CIMB Bank offers a Personal Loan between PHP 30,000 to PHP 1,000,000 with repayment terms ranging from 12 to 60 months. 

What are the interest rates?

The monthly add-on rates range from 1.12% to 1.95% (Corresponds to annual contractual rates of 24%, 30%, or 36%).

How do I monitor the status of my loan?

To monitor the status of your loan and view your loan details, go to CREDIT and select PERSONAL LOAN.

Can I fully repay my total outstanding loan amount before the end of my loan tenure?

Yes, you may fully repay your total loan outstanding. Please note that an early settlement fee will be charged as follows: 3% of unbilled amount or minimum PHP 300 whichever is higher.

The above tips did not address your issue? No worries, please submit your query to us so we can attend to it to resolve your issue.

*This field is mandatory.

Are you a CIMB Customer?*

This is a required field

Specific Concern*

This is a required field

This is a required field

In addition to CIMB Group's Privacy Policy, this website is protected by reCAPTCHA which is subject to Google's Privacy Policy and Terms of Service.
Review and submit.
Cardmember Details
Edit
{{ reviewItem.label }}
{{ reviewItem.value }}
Edit
Redemption Item(s)
{{ property.quantity.value }} x {{ property.category.value }}
{{ (parseInt(property.points.value) * parseInt(property.quantity.value)).toLocaleString() }} BP
{{ property.productCode.value }} {{ property.productName.value }}
{{ property.membership.value }}
Total Points
{{ parseInt(overlayData.total).toLocaleString() }} BP
 
In addition to CIMB Group's Privacy Policy, this website is protected by reCAPTCHA which is subject to Google's Privacy Policy and Terms of Service.
cimb-cross

Something went wrong

We are working to fix the error. Please wait a few minutes and try submitting again.
If this does not work, please contact our Customer Service

Seems like the network connection is lost. Check your network settings before trying again.

cimb-check

You are about to enter a third party website & CIMB Group's Privacy Policy will cease to apply.

This link is provided for your convenience only and shall not be considered or construed as an endorsement or verification of such linked website or its contents by CIMB Group.

 

CIMB Group makes no warranties as to the status of this link or information contained in the website you are about to access.

 

Do you wish to proceed?

Yes, please proceed