Changes for All Lending Products

Please be advised that there is a change in our Terms & Conditions that affect all our lending products. This change will be effective beginning on 26 December 2025.

The Applicant hereby acknowledges and agrees that the loan proceeds shall be used strictly for education, hospitalization, emergency, travel, household and other personal consumption needs only. The Applicant further represents and warrants that the loan proceeds will not be utilized for any commercial, investment, or illegal activities and will not be used to finance any enterprise, trade, or profit-generating venture. The Bank reserves the right to verify the use of proceeds and may require supporting documentation. In the event that the Bank determines, at its sole and reasonable determination, that the loan proceeds have been or are being used for purposes other than general-purpose consumption by the Applicant, the Bank reserves the right to:

a. immediately suspend or terminate the Applicant's credit facility;

b. declare the entire outstanding obligation due and demandable; and/or

c. take any other legal or remedial action available under applicable laws and regulations.

You may access the updated T&Cs in each of their respective product pages:

GCredit

GLoan

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Personal Loan

REVI Credit