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What happens if I miss paying for my credit line?

You will incur penalties and additional interest charges based on how many days have passed since your due date. The table below can guide you accordingly:

 

Days Late Penalty Charges Interest Charges
1-30 Days PHP 200 5% of unpaid due principal for every 30 days missed
31-60 Days PHP 500 5% of unpaid due principal for every 30 days missed
61-90 Days PHP 900 5% of unpaid due principal for every 30 days missed
91+ Days PHP 1,500 5% of unpaid due principal for every 30 days missed

You can pay for your GCredit on or before your due date by clicking on the ‘Pay for GCredit’ button located in the GCash app, under the Manage Credit icon. This will also replenish your GCredit available limit right away!

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