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PH

What happens if I miss paying for my credit line?

You will incur penalties and additional interest charges based on how many days have passed since your due date. The table below can guide you accordingly:

 

Days LatePenalty ChargesInterest Charges
1-30 DaysPHP 2005% of unpaid due principal for every 30 days missed
31-60 DaysPHP 5005% of unpaid due principal for every 30 days missed
61-90 DaysPHP 9005% of unpaid due principal for every 30 days missed
91+ DaysPHP 1,5005% of unpaid due principal for every 30 days missed

You can pay for your GCredit on or before your due date by clicking on the ‘Pay for GCredit’ button located in the GCash app, under the Manage Credit icon. This will also replenish your GCredit available limit right away!

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Download the CIMB Bank PH app and step into the world of secure and convenient digital banking.

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