FAQ: I’ve successfully opted in to CIMB Biz. When will the new benefits and perks take effect?

Once you join CIMB Biz, you can start enjoying most benefits immediately. However, some features will take effect at the beginning of the next month.

See the full list of features and their effective dates below:

	Specifics	Effectivity
Base Interest Rate	UpSave / GSave – 4.0% p.a. MaxSave – +0.5% on all tenors.	UpSave / GSave – Effective on the first day of the next month. MaxSave – Effective on all future Time Deposits to be opened.
Transaction Limits	InstaPay – Up to 10x per day, capped at a total of PHP 150,000 daily PESONet – Free transfers, capped at a total of PHP 500,000 daily	Effective immediately upon successful opt-in.

Specifics

Effectivity

Base Interest Rate

UpSave / GSave – 4.0% p.a.

MaxSave – +0.5% on all tenors.

UpSave / GSave – Effective on the first day of the next month.

MaxSave – Effective on all future Time Deposits to be opened.

Transaction Limits

InstaPay – Up to 10x per day, capped at a total of PHP 150,000 daily

PESONet – Free transfers, capped at a total of PHP 500,000 daily

Effective immediately upon successful opt-in.

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