Lending and Portfolio Management and Analysis Manager

Job Description

Portfolio Management and Analysis 

a. Monitor credit trends in the portfolio; detect and escalate notable industry trends and recommend appropriate action to senior team members 

b. Be responsible for timely preparation of various portfolio analysis reports for management consideration 

c. Coordinate compliance with quarterly and annual review of different lending products to both internal and external committees 

d. Maintain the integrity of Lending portfolio data (Borrower information, loan exposure, delinquency data) from all data sources including Partner sourced products 

Product Management 

a. Ensuring that the product supports the company’s overall strategy and goals 

b. Responsible for executing product goals for GCredit, Revi Credit and Personal Loans 

c. Delivering a differentiated product to market that addresses a market need and represents a viable business opportunity 

d. Works closely with technology, marketing, finance, operations and customer support to ensure business case and customer satisfaction goals are met 

e. Is a market expert. Market expertise includes understanding the reasons customers sign-up for loan products. This includes a deep understanding of the competition, and how customers think 

f. Recommends or contributes information in setting product pricing

Qualification

• Bachelor’s Degree or Professional Qualification in the relevant discipline (Accounting/Finance/Business/Economics/Financial Engineering/Applied Mathematics/Actuarial Science)
• 3 years of experience in the banking or financial services industry, with relevant experience in technical positions such as Finance, Risk, Analytics or product management