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Job Description

• Gather, analyse and interpret data to assess portfolio quality and understand the main drivers of emerging portfolio trend

• Perform portfolio deep dive and segmentation analysis to find opportunities for growth and improvement of portfolio performance

• Drive and manage portfolio actions by identifying appropriate parameters and analysing historical performance to find suitable criteria that will promote business growth and/or improve portfolio quality and profitability 

• Recommend test programs and other initiatives that can increase credit productivity, approval rates and acquisition quality  

• Formulate Collections Strategies by performing data analysis on portfolio delinquency and flow rates, curing and collections productivity

• Collaborate with peers and other business units to deliver tasks/activities aiming to promote portfolio growth and

good portfolio quality

• General tasks include portfolio deep dives, credit quality monitoring and other analysis to support other business units 

• Ensure accuracy of data used in the analysis and provide data driven solutions/recommendations

• Recommend process improvements that will help Data Science and Analytics team deliver tasks more efficiently and timely

• Perform and deliver tasks that will bring positive impact to the departmental and country KPI’s

• Performs other related functions that may be assigned from time to time

Qualification

• Bachelor’s degree relevant to the job

• MBA a plus

• Programming skills (R, Phyton, Sql, SAS), MS Office, Powerpoint, Power BI, Qlik, other statistical or reporting tools

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