Access funds whenever you need them and apply for a Personal Loan

of up to PHP 1 Million pesos in just 10 minutes! All you need is one valid ID

and one payslip to apply.


All-digital loan application


Experience an easy, convenient, and all-digital loan application. Apply in as fast as 10 minutes with only one valid ID and one payslip.

PHP 1 Million maximum loan amount


Acquire a loan starting from PHP 30,000 to a maximum of PHP 1,000,000, with flexible tenure options ranging from 12 to 60 months. (In multiples of 12 months)

Get disbursement


Receive immediate disbursement directly into your CIMB Bank savings account(s), or within 1-2 banking days if the disbursement is made to other bank accounts.

Credit Life Insurance


Get additional protection equal to your loan amount with Group Creditor’s Life Insurance by Pru Life U.K., in case of Death or Total and Permanent Disablement.

Download the CIMB Bank App now

How to Apply


  • Individuals only
  • Applicant must be at least 21 years old; must be no older than 65 upon loan maturity
  • Applicant must be a Philippine citizen and a non-US person
  • Applicant must have a Philippine mailing address and active Philippine mobile number
  • Applicant must have a minimum gross monthly income of PHP 15,000
  • If employed, applicant must be tenured for at least 6 months, or 1 year of continuous employment, unless employed in the top 15,000 corporations
  • If self-employed, applicant's business must be operating for at least 1 year