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Settle bills, shop online, buy groceries, and pay later with GCredit. 

Benefits

Hassle-free payment experience

 

Conveniently pay using your credit line through cashless shopping at QR-accepting merchants, make hassle-free online purchases, and enjoy easy bill payments via the GCash app.

Enjoy a credit line of up to PHP 50,000 

 

Unlock a credit line with favorable interest rates! Gain access to a credit line of up to PHP 50,000, featuring competitive monthly interest rates as low as 1%.

Over 17,500 merchants nationwide    

 

Conveniently pay with GCash QR codes at 17,500+ nationwide merchants and online retailers. Check the full list here. 

Credit Life Insurance

 

Get added guaranteed protection with exclusive Credit Life Insurance by Sun Life Grepa Financial, Inc., in case of Death or Total and Permanent Disability.

How to Apply

STEP 1

Open the GCash app and tap Borrow on then choose GCredit.

STEP 2

Check if your email address is correct. 

STEP 3

Review your personal information and key in the required details.

STEP 4

Review your GCredit application and tap Submit to finish.

STEP 5

Congratulations! You've successfully applied for GCredit! Wait for an advisory on when to start using account. 

Get the best banking experience when you link your GCredit to the CIMB Bank PH app

Learn how to link your account by visiting this link.

Download the app and link your GCredit now!

Eligibility

  • Individuals only
  • Applicant must be at least 21 years old; at most must not be older than 65 years old;
  • Applicant must be a Philippine citizen and a non-US person
  • Applicant must have a fully verified GCash account; and
  • Applicant must meet eligible credit requirements

More Information

GCredit Terms & Conditions
Product Disclosure Sheet
Frequently Asked Questions
Group Creditor's Life Insurance Terms and Conditions
Group Creditor's Life Insurance Master Policy Contract

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