Settle bills, shop online, buy groceries, and pay later with GCredit. 


Hassle-free payment experience


Conveniently pay using your credit line through cashless shopping at QR-accepting merchants, make hassle-free online purchases, and enjoy easy bill payments via the GCash app.

Enjoy a credit line of up to PHP 50,000 


Unlock a credit line with favorable interest rates! Gain access to a credit line of up to PHP 50,000, featuring competitive monthly interest rates as low as 1%.

Over 17,500 merchants nationwide    


Conveniently pay with GCash QR codes at 17,500+ nationwide merchants and online retailers. Check the full list here

How to Apply

Get the best banking experience when you link your GCredit to the CIMB Bank PH app

Learn how to link your account by visiting this link.

Download the app and link your GCredit now!


  • Individuals only
  • Applicant must be at least 21 years old; at most must not be older than 65 years old;
  • Applicant must be a Philippine citizen and a non-US person
  • Applicant must have a fully verified GCash account; and
  • Applicant must meet eligible credit requirements