Settle bills, shop online, buy groceries, and pay later with GCredit.
Benefits
Hassle-free payment experience
Conveniently pay using your credit line through cashless shopping at QR-accepting merchants, make hassle-free online purchases, and enjoy easy bill payments via the GCash app.
Enjoy a credit line of up to PHP 50,000
Unlock a credit line with favorable interest rates! Gain access to a credit line of up to PHP 50,000, featuring competitive monthly interest rates as low as 1%.
Over 17,500 merchants nationwide
Conveniently pay with GCash QR codes at 17,500+ nationwide merchants and online retailers. Check the full list here.
How to Apply
STEP 1
Open the GCash app and tap Borrow on then choose GCredit.
STEP 2
Check if your email address is correct.
STEP 3
Review your personal information and key in the required details.
STEP 4
Review your GCredit application and tap Submit to finish.
STEP 5
Congratulations! You've successfully applied for GCredit! Wait for an advisory on when to start using account.
Get the best banking experience when you link your GCredit to the CIMB Bank PH app
Learn how to link your account by visiting this link.
Download the app and link your GCredit now!
Eligibility
Individuals only
Applicant must be at least 21 years old; at most must not be older than 65 years old;
Applicant must be a Philippine citizen and a non-US person
Applicant must have a fully verified GCash account; and
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