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Unlock 9.9% Cashback this Double Digit Sale!

Get up to PHP 1,000 Cashback.

 

Promo runs from September 6 to 9, 2025.

00Days
00Hours
00 Minutes
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Until Promo Ends

Promo Mechanics

  1. This promo is exclusive to customers making their first-ever transaction using a CIMB Virtual Debit Card.
  2. Must have no prior Virtual Debit Card transactions (including transactions using previously closed Virtual Debit Cards) or be a newly activated Virtual Debit Card user.
  3. The Virtual Debit Card must be linked to any active CIMB Bank PH deposit account.
  4. Customer must complete one qualifying transaction within the promo period to be eligible for the cashback reward.
  5. Transactions must be completed within the promo period (September 6 to 9, 2025).
  6. Only the first eligible transaction during the campaign period will earn the 9.9% cashback.
  7. Customers who meet the eligibility and qualifying transaction criteria will receive 9.9% cashback on their first eligible purchase.
  8. Cashback up to PHP 1,000 per eligible customer for the entire promo period.
  9. Cashback will be credited to the customer’s linked CIMB Savings Account within 14 business days after the end of the campaign month.
  10. Any subsequent eligible transactions during the campaign period may continue to earn cashback under CIMB’s ongoing up to 5% Cashback Promo, covered under DTI Permit No. FTEB-229266 Series of 2025.
  11. For eligible first-time transactions, this campaign’s 9.9% reward rate will supersede the existing 5% cashback promo. Customers may not receive both rewards for the same transaction.
  12. Transactions found to be invalid, cancelled, refunded, reversed, fraudulent, or not compliant with the promo terms will be excluded from cashback eligibility.
  13. CIMB Bank PH reserves the right to withhold or retract cashback rewards if fraud, system abuse, or policy violations are detected, even after rewards have been credited.
  14. Customers must ensure their account and Virtual Debit Card are active and in good standing at the time of cashback crediting.
  15. Requests to credit cashback rewards to other accounts or third-party institutions will not be entertained. All decisions made by CIMB Bank PH regarding eligibility, rewards, and disputes shall be final and binding.

Get 9.9% Cashback from these merchants!

Food

Groceries

Subscriptions

Ride-hailing apps

E-commerce

Promo Eligibility & Exclusions

Eligible Merchant Category Codes (MCCs)

Merchant Category Code
Food

5499 – MISC FOOD STORES

5812 – EATING PLACES AND RESTAURANTS​

5814 – FAST FOOD RESTAURANTS
Grocery
5411 – GROCERY STORES/SUPERMARKETS
Subscription

4899 – CABLE, SAT, PAY TV/RADIO SVCS​

7997 – MEMBER CLUBS/SPORT/REC/GOLF​
Transport

4111 – LOCAL COMMUTER TRANSPORT​

4121 – TAXICABS/LIMOUSINES
4789 – TRANSPORTATION SVCS – DEFAULT​
E-commerce

5262 – ONLINE MARKETPLACES​

5300 – WHOLESALE CLUBS​

5310 – DISCOUNT STORES​

5311 – DEPARTMENT STORES​

5399 – MISC GENERAL MERCHANDISE​

5621 – WOMENS READY TO WEAR STORES​

5651 – FAMILY CLOTHING STORES​

5655 – SPORTS/RIDING APPAREL STORES​

5661 – SHOE STORES​

5691 – MENS/WOMENS CLOTHING STORES​

5699 – MISC APPAREL/ACCESS STORES​

5732 – ELECTRONICS STORES​

5912 – DRUG STORES & PHARMACIES​

5941 – SPORTING GOODS STORES​

5942 – BOOK STORES​

5948 – LUGGAGE/LEATHER STORES​

5969 – OTHER DIRECT MARKETERS​

5977 – COSMETIC STORES​

5999 – MISC SPECIALTY RETAIL

Sample Merchants

 
Food​
 

GrabFood, foodpanda, Jollibee, Starbucks, Shakey's, McDonald's, Zus Coffee, Pizza Hut, Greenwich, Chowking and more. ​

 
Groceries​
 

pandamart, Metromart, Pick-A-Roo, SM Online, S&R Online and more. ​

 
Subscription​
 

Netflix, Disney+, Max, Prime Video, Crunchyroll, ClassPass, Nintendo Switch Online, HBO Go, Curiosity Stream, Cignal and more​. ​

 
Transport​
 

Grab, Angkas, Move It, Uber, Lalamove, JoyRide, Transportify, DiDi, Lyft, 2GO Travel and more.

 
E-commerce​
 

Shopee, Lazada, Tiktok Shop, Shein, Alibaba, Temu, Zalora, Amazon, AliExpress, Uniqlo and more.​

Ineligible Transactions

  1. Card Present (Physical, Face-to-Face) Transactions​
  2. Transactions made using physical debit cards
  3. Transactions not belonging to the above-specified MCCs ​
  4. Other exclusions​
    1. Transactions from Casinos/Gambling/Gaming​
    2. Transactions not belonging to the above-specified Merchant Category Codes​
    3. Both domestic and cross-border transactions from sanctioned countries​
    4. Other Transactions​
      1. Auto-Charge​
      2. Fees and Charges​
      3. Any balance transferred to the Account​
      4. Any unauthorized or fraudulent retail transactions​
      5. Transactions that were subsequently cancelled or refunded; or​
      6. Any other transaction determined by us from time to time​

Earn cashback now!

CIMB Virtual Debit Card

  • Open to all CIMB deposit customers.
  • Set your own transaction limits, block or unblock your card, or deactivate your CIMB Virtual Debit Card in just a few taps. ​
  • Now you can shop and more online using your savings knowing that your transactions are safe and secure​.
Get your Virtual Debit Card

Frequently Asked Questions

How can I activate my Virtual Debit Card?

  1. On your home page, go to the ‘Card’ Icon, seen on the bottom right side of your screen.
  2. Click ‘Request a Card’ and choose ‘Virtual’.
  3. Read and agree to the Terms and Conditions.
  4. Choose your desired Virtual Debit Card color.
  5. Select an account to link your Virtual Debit Card, and click ‘Continue’.
  6. You have successfully linked your virtual card to your preferred savings account!

How do I use my Virtual Debit Card online?

  1. Go to your preferred merchant app or website (e.g., e-commerce, streaming service, food delivery).
  2. Find Payment Methods or Manage Cards in the account settings or checkout page.
  3. Select Add New Payment Method.
  4. Choose Credit/Debit Card option.
  5. Enter your CIMB VISA Virtual Card details (Card Number, Expiry Date, CVV) found in the CIMB Bank PH app.
  6. Save the card to your account for faster checkout next time.
  7. At checkout, select your CIMB VISA Virtual Card as the payment method.
  8. Complete your purchase safely and securely with your Virtual Debit Card.

Can I earn cashback on top-up transactions?

You cannot earn cashback on top-up transactions or any quasi-cash transactions. These are excluded from earning cashback.​

What is a Merchant Category Code (MCC)?

A Merchant Category Code is a category assigned to each merchant that helps categorize your spend automatically. CIMB will use the Merchant Category Code to help identify which category your purchase belongs to. This will be the sole basis of the cashback earned by the customer. Should there be a discrepancy between the type of business and the registered MCC, the MCC registered with the payment acquirer of the Merchant shall prevail.​

Can I enjoy both the 9.9% and the 5% cashback?

Yes! You’ll earn 9.9% cashback on your first Virtual Debit Card purchase during the 9.9 Double Digit Campaign , and then up to 5% cashback on your succeeding eligible transactions under the ongoing cashback promo’s mechanics covered under DTI Fair Trade Permit No. FTEB-229266, Series of 2025.

What if I already purchased with my Virtual Debit Card before September 6, 2025?

If you’ve already used your Virtual Debit Card before the promo period, you are no longer eligible for the 9.9% cashback. However, you can still enjoy up to 5% cashback on your eligible transactions under the ongoing cashback promo.

Where will my cashback be credited?

Cashback will be credited to your linked CIMB Deposit Account within 14 business days after the end of September 2025.

Can't find what you're looking for? Go to our Get Help Page to get answers! 

Ask us anything!

Terms and Conditions

Promo Terms & Conditions

DTI Fair Trade Permit No. FTEB-235750 Series of 2025

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