Interest Rate Qualifications

1. I received an SMS that I qualify for special interest of 12% p.a. Is this legitimate?

If you received the SMS from CIMB Bank, yes, you are qualified for a special interest rate of 12% p.a. for the month of July 2023. This is a legitimate and exclusive offer extended to you, our valuable customers, for your patience and understanding throughout the process.

2. How does this special interest of 12% p.a. work?

a. You are qualified for 12% p.a. interest rate applicable for all your average daily balance (ADB) of your GSave and UpSave accounts in July 2023. Fast accounts are not eligible.

b. 12% p.a. interest rate is inclusive of base rate 2.5% p.a. for GSave and 2.6% p.a. for UpSave accounts, respectively.

c. You will receive a maximum interest rate of 12% p.a. for the month of July regardless if you are qualified with other existing promo/s with the bank. Thus, this will not be on top of other promo/s you may qualified for.

3. When will I receive the special interest?


The 12% p.a. interest will be credited within fourteen (14) business days after the month of July as an additional interest earned and will be credited less 20% Withholding Tax  provided that your account/s must not be blocked and/or closed at the time of crediting.

4. I heard about the special 12% p.a. interest rate, how can I qualify?

The special 12% p.a. interest rate shall be limited to customers who have received the message via SMS and any person who did not receive the said SMS are not qualified.

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