Shop now, pay later! Activate and use SPayLater to pay conveniently in up to 12 monthly installments, with CIMB directly financing your favorite purchases. Take advantage of exclusive vouchers, deals and promos today - SHOP NOW!”


More Time to Pay


Split your purchases into more manageable installments, with payments in up to 12 months.

Secure Checkout


Checkout safely with SPayLater and worry less with CIMB financing your transactions.

Simple Repayment


 Pay quickly and easily with GCash, ShopeePay, 7-Eleven and more.

Unlock a new level of convenience in your online shopping experience when you activate your SPayLater on the Shopee PH app


Activate your SPayLater now!

How to Apply


  • Individuals only
  • Applicant must be at least 21 years old; at most must be no older than 65.
  • Applicant must be a Philippine citizen and a non-US person
  • Applicant must have a Philippine mailing address and active Philippine mobile number
  • Applicant must have one acceptable ID

More Information