Staying Financially Smart This Holy Week

Holy Week is an important time for many Filipinos. Whether you're spending time with family, attending religious activities, or going on vacation, it's important to manage your finances effectively and securely. Here are some tips on how you can stay on top of your finances during this long weekend.

1. Set a budget and monitor your spending

The first step in managing your finances during Holy Week is to set a budget. This will help you keep track of your expenses and avoid overspending. Start by listing all the activities you plan to do during Holy Week such as attending masses, going on vacation, or hosting a family gathering.


Once you’ve set a budget, make sure to stick to it by monitoring your spending—in other words, don’t overspend! You can use budgeting apps or create an Excel sheet to monitor your spending in real-time. This will help you make informed spending decisions and be on top of your expenses.

2. Avoid fees and charges

Another way to save money during Holy Week is to avoid fees and charges associated with your financial transactions. For example, using an out-of-network ATM or overdrawing your account can result in hefty fees and charges that can add up quickly.  

To avoid these, use your bank's network of ATMs and withdraw cash and process transactions ahead of time. Check your bank’s social media pages too for advisories about downtimes during the long weekend.  

3. Use the break to plan for future expenses

Holy Week is a good time to start planning ahead for future expenses. Whether you're saving for a vacation, planning to buy a new car, or investing in your retirement, it is important to have a clear financial plan that aligns with your goals and priorities. You can use digital tools like investment apps, retirement calculators, and savings trackers to stay on track and achieve your financial goals over time.

4. Transact privately and securely

If you plan to do online bank transactions during the long weekend, make sure to use a secure and updated device and avoid connecting to public Wi-Fi networks. Don’t open your online bank accounts in public spaces to prevent the risk of someone eavesdropping on your private information.


Finally, monitor your accounts regularly and report any suspicious activity immediately. By following these steps, you can ensure that your online banking transactions during your Holy Week are secure, allowing you to enjoy your trip with peace of mind.

5. Go all-digital

Digital banking apps are a convenient and secure way to manage your finances on-the-go. Most all-digital banks, like CIMB Bank, allow you to check your account balance, transfer funds, and pay bills, straight from your mobile phone. This can be especially helpful during Holy Week when going to a physical bank to manage your funds is actually impossible.  

By following the tips above, you can stay financially organized and enjoy a worry-free Holy Week.


With CIMB Bank, you don’t just have access to your funds even during holidays, but you can also earn more from the money you save with the 8% Prosperity Promo! Earn an interest of 4% p.a. on your existing Average Daily Balance (ADB) and 8% p.a. on your additional deposits, inclusive of base rate and other promos.

Visit this link to learn more about the 8% Prosperity Promo:  

Deposits are insured by PDIC up to P500,000 per depositor.

CIMB Bank Philippines Inc. is regulated by the Bangko Sentral ng Pilipinas.