How can I avail of the Credit Group Life Insurance?

In order to avail of the Group Creditor Life Insurance under your Personal Loans account, you must meet the following requirements:


1. Must have an active Personal Loans account with CIMB Bank Philippines Inc.;

2. Must have successfully paid for the applicable premium amount in the form of a charge/fee from the Personal Loan proceeds; 

3. Must be between 21-60 years old at the time of application;

4. Must be a Filipino citizen residing in the Philippines at the time of application; 

5. Must:

    a. be in good health;

    b. have no physical or medical impairment; and

    c. in the last five (5) years, not have consulted nor been treated or examined for more than two (2) weeks by a doctor for any disease or injury, not have undergone any medical diagnostic test and procedure other than for routine pre-employment purpose, and not have been confined in a hospital for any length of time or had any surgical procedure; and


6. Must be compliant with the Insurer’s anti-money laundering (AML), counter terrorist financing and financial (CTF) and economic sanctions regimes (“Issuances”), and financial underwriting guidelines. 


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