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How do I compute for my interest due? 

Total outstanding x interest rate (PHP 1,000 x 3% x (Number of days used before statement date) / 30 = PHP 30 x 10 / 30 = PHP 10)

 

For Term Loan:

The monthly installment is computed based on the formula: 

• {(P x I x N) : P)} n , where

• P = Approved amount

• I = Interest rate per annum

• N = Tenure of Term Loan in years

• n = Tenure of Term Loan in months

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