3 Reasons Why You Should Switch to Using Virtual Cards 

If you haven’t noticed already, we’re now well into the digital era where everything is just a click away! However, with great convenience comes the need for greater financial know-how. Learning how to bank safely in this digital world is essential in order to protect yourself and your devices from hackers. Good thing virtual cards exist. Here are three reasons why you should opt using your virtual cards to keep your online transactions safe and sound!

1. Supercharged security

Virtual cards offer heightened security compared to traditional credit or debit cards. With a virtual card, your card number, expiration date, and CVV are encrypted to reduce the risk of fraud and unauthorized access to your account. Moreover, setting controls is easier because transaction limits, freezing your account, and deactivating your card can be done instantly through your banking app. 

2. Shield against sneaky hackers

Virtual cards provide an extra layer of protection especially during times when there is an increase in data breaches and prolific online scams. When making online purchases, your real card details are shielded from potential breaches as virtual cards act as buffers between your sensitive information and the merchants. This reduces the chances of your card details falling into the wrong hands. With the ability to easily create and delete virtual cards, you can minimize the risk associated with data breaches, ensuring your financial information remains secure.

3. Spend with control and minimize risks  

Virtual cards empower you to exercise greater control over your spending. By setting transaction limits or designating cards for specific purposes, you can manage your finances effortlessly. Additionally, virtual cards can be linked and unlinked to your primary bank account, so you can easily monitor and track transactions to help identify any suspicious activity. This allows you to take immediate action and reduce potential risks.


In this exciting digital world, banking smart and secure is a must for everyone. That's why you can rely on virtual cards. They offer unbeatable security, shield you from data breaches, and let you take control of your spending. It's time to enjoy worry-free transactions and keep your money safe and secure. So, level up your digital banking experience while unlocking new possibilities with the new CIMB Virtual Debit Card.  



Visit this link to learn more about the CIMB Virtual Debit Card: 

Open the CIMB Bank PH app and activate your Virtual Debit Card now!

Deposits are insured by PDIC up to P500,000 per depositor.

CIMB Bank Philippines Inc. is regulated by the Bangko Sentral ng Pilipinas.