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Until Promo Ends

Super Thank You Blowout Promo​

Earn 12% p.a. interest rate in your incremental average daily balance (ADB) growth.

Promo Mechanics

Promo Period

This promo campaign will run from July 01 to 31, 2023

How to Qualify

All UpSave and GSave account holders
are eligible for the extended 6% p.a. interest promo.​

 

To enjoy 12% p.a. interest on deposit growth, the existing customers as of May 31, 2023 must simply increase their total Average Daily Balance in July as compared to June 2023.

Reward

There are two ways to maximize your Super Thank You Blowout Rewards:​

  1. 6% p.a. Promo: maintain your balance and get 6% p.a. interest rate applicable up to the first PHP 200,000 Total ADB.  The 6% p.a. is inclusive of the regular base rate.​

  2. Grow your balance and get 12% p.a. interest on your total ADB growth.  The 12% p.a. is  inclusive of the regular base rate and other promo/s. NO CAP shall apply on your ADB growth.

Eligibility and Mechanics

  • Must have at least one active and unblocked GSave and/or UpSave account. Fast and Fast Plus accounts are not eligible.
  • The reward will be credited to customers respective account/s within fourteen (14) business days after the end of the promo period provided that his/her account(s) must not be blocked and/or closed at the time of crediting. The regular base rate are credited at the first day of each month.
  • Qualified customers will receive their additional interest rate reward credited to their savings account net after tax of 20% as required by the BIR. It will be in the form of account credit on top of the regular monthly base interest payout.
  • The additional interest earned will be credited into the respective accounts, proportionately, depending on the monthly ADB of each account.
  • For newly open account, average daily balance (ADB) will be computed from the account open date and divide by the total number of days from account open date in the qualifying month. Otherwise, customer must sum all their balances at the end of each day, for the qualifying month, and divide by the total number of days in the qualifying month.
  • To calculate the Total ADB, customers must add all the ADB of their UpSave and GSave account in a month.

 

 

Get 6% p.a. for your average daily balance (ADB)

  • Customer can earn 6% p.a. for your existing Average Daily Balance (ADB) by just maintaining their current balance with us. This is only applicable for your first PHP 200,000 total ADB. Balance in excess of PHP 200,000 total ADB will earn the regular base rates of 2.5% p.a. for UpSave and 2.6% p.a. for GSave which will be credited every first day of the month.​

  • This promo is applicable to all deposit customers – new and existing​

  • 6% p.a. is inclusive of regular base rate of 2.5% p.a. for UpSave and 2.6% p.a. for GSave account.​

  • For customers who have multiple UpSave and GSave accounts, the special interest reward will be computed based on the qualifying month's Total ADB (for UpSave and GSave accounts only) with the Bank. ​

 

Scenario 1​
 

The customer actively holds both a GSave and an UpSave account since December 2022, making him/her eligible for the upgraded 6% p.a. interest rate. This special rate applies to the first PHP 200,000 of his/her Total Average Daily Balance (ADB) across his/her GSave and UpSave accounts. As of July, the customer's existing total ADB is PHP 100,000. Therefore, he/she will benefit from the upgraded 6% p.a. interest  rate.


Computation for number of days:​​

July 2023: Whole month of July​

Scenario 2

The customer opened his/her first UpSave account on July 10, 2023, making him/her eligible for upgraded 6% p.a. interest rate. This special rate applies to the first PHP 200,000 of his/her Total Average Daily Balance (ADB) across his/her UpSave account/s. In July, the customer's total ADB amounted to PHP 230,000. As a result, the customer will enjoy the upgraded interest rate of 6% p.a. from the promo on his/her PHP 200,000 ABD for 22 days in July.

Computation for number of days:  ​

July 2023: From July 10 (account open date) to July 31 ​

 

 

Earn up to 12% p.a. on all of your total ADB growth – NO CAP!

  • The 12% p.a. interest rate will be applicable to the Total Average Daily Balance (ADB) growth compared from the previous month’s ADB – no ADB growth cap, inclusive of other promo and regular base rate. ​

  • This promo is only applicable to customers with existing GSave and UpSave account/s as of May 31, 2023.​

  • ADB growth in July 2023 must be performed via customer-initiated cash in transaction via InstaPay, PESONet, Dragonpay, Bayad Center, GCash, 7 Eleven, and Over-the-counter Banks. Transfers within accounts of customer or within CIMB bank accounts are not considered. Only successful customer-initiated cash-in transactions in the qualifying month will be considered. Any delays in cash-in posting of funds in a month are not counted, regardless of the cause of delay.​

  • For customers who have multiple UpSave and/or GSave accounts, ADB growth will be based on the total ADB growth from June 2023 to July 2023 of their UpSave and GSave accounts.​



Scenario 1


The customer actively maintains a GSave account since September 2018 and qualifies for the promotional 12% p.a. interest rate. This is because the customer grew his Average Daily Balance (ADB) from June 2023 to July 2023. In July, the customer's ADB reached PHP 450,000. As a result, he/she will enjoy an upgraded interest rate of 6% per annum for the first PHP 200,000 of his/her ADB, while the incremental ADB growth amounting to PHP 170,000 will earn him/her an even higher interest rate of 12% per annum.​

Computation for number of days:​​

July 2023: Whole month of July​​

 

Scenario 2


The customer actively holds both a CIMB Bank GSave and UpSave account since August 2020. Because his/her total ADB grew in July 2023 compared to June 2023, he/she is qualified for the the 12% p.a. promo interest rate. In July, the customer had a total amount of PHP 320,000 in his/her account. As a result, he/she will enjoy the upgraded rate of 6% p.a. interest for the first PHP 200,000 in his/her account, and for any incremental ADB growth, he/she will earn 12% p.a. Interest.​

Computation for number of days:​​

July 2023: Whole month of July​​

Terms & Conditions

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