If the credit underwriter deems your gross monthly income lower than the amount declared, they reserve the right to amend it for re-assessment. The re-assessment might result in a revision of the loan amount or loan tenure. If you choose to accept the revised terms of the loan, you can proceed by accepting the loan offer. If you choose to reject the new terms of the loan, you can tap CANCEL MY LOAN. Once cancelled, you can still re-apply by starting the application again.
